Why EVERY Advisor
Should Download the
2018 DALBAR Study
-It calculates the 1, 5, 10, and 20 year returns on:
-the S&P 500
-fixed income products
-asset allocated portfolios
-the benchmark bond index
-It tells you what returns the average investor generated over the last 1, 5, 10, and 20 years (FYI, only 5.29% over a 20-year time frame).
-It calculates the retention rate of mutual funds and bonds (how long they are held before being sold).
-It illustrates how often the average investor guessed right or wrong each year over the last 20 years (see the chart to the right).
-The DALBAR study is the most fascinating 19-page report you will read in 2018 and it's one every financial planner and insurance advisor should read.